Newcomers to Canada Mortgage


Welcome to Canada!

Just because you are new to Canada does not mean that you have to wait to purchase a home. If you have been in Canada for less than two years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage.

The documents you will need include:

  • A letter from your employer.
  • A recent pay stub.
  • 12 months verifiable bank statements from a recognized financial institution. This can include a financial institution from your country of origin if you have been in Canada for less than 12 months. Also acceptable is 12 consecutive months of 2 verifiable monthly payments in good standing. (e.g. phone or utility bill).

With access to multiple lenders, we’ll help you find the best rates and best mortgage options to help you buy your dream home.

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